Bond/writing paper Essay

Bond/writing paper Characterized by its weight, thickness, surface texture and grades, bond paper is a strong and durable paper. It has a basic size of 17 inches by 22 inches and a basis weight of 13 to 25 pounds. Erase capability, good absorption and rigidity also characterized it. (Bear, About. com) The basis weight can be defined as the weight of a 500 sheets or a ream of a paper measured in pounds that are cut to a standard. (Bear, About. com and International Paper Company) As mentioned in the first part, 17 inches by 22 inches is the basic size for bond paper. This is classified as 24 pound-bond and was determined since this one ream of bond is cut to its basic size but if it weighs 24 pounds. The same thing goes to a ream of bond cut also to its basic size but weighs 30 pounds which is then called 30 pound-bond. (International Paper Company) The standard size identified for bond papers does not necessarily mean the same for all the grades of paper. The standard size of a paper grade of bond will determine the basis weight and the final size of the paper is not necessary needed in doing so. (Bear, About. com) The weight and thickness may have little effect on the quality of a printed image in the paper. (SimplyPhotoPaper. com) In fact, it may have no noticeable effect at all on the printing quality. However, thicker and heavier paper provide more substantial look to the printed materials and are good in holding ink coverage. (Bear, About. com) The classification of the types of pulp, the treatment used in the production of paper and the end use of the final paper product is what refers to us as paper grades. Common paper grades classified are bond, book, Bristol, cover, text, and newsprint. (Essence Printing Inc. ) These grades of a paper provide a level of brigthness or surface characteristics that are used on the other hand to determine the grade level of the finished paper. It is classified from the â€Å"Premium† which is the highest level to â€Å"5 as the lowest level. Some text and cover are classified as A or B grades. (International Paper Company) The surface characteristics of the paper of whether it is smooth, glossy or rough is what we refer as finish or surface texture. To gauge these characteristics of paper, we use the smoothness level measurement which vary in each kind of surface texture. This level is expected to be high when the surface of the paper is flat and even. Smoother surface will help the accumulation provide a sharper and higher quality image. (International Paper Company) These characteristics of a bond paper or writing paper affects its printability and quality. Printability is the ink receptivity, uniformity, smoothness, compressibility and opacity. (Georga-Pacific) Opacity refers to the percentage or the amount of light that can get or pass through the sheet of paper. (International Paper Knowledge Center) On the other hand, compressibiltiy is the decrease in the thickness under compressive forces or pressure which is relevant in letterpress printing and is measured as a ratio or roughness. (PaperOnWeb) Moreover, print quality is the standard set wherein the outcome and other properties of a print reach or is near the result we want. (Europapier International and Biltpaper. com) Paper surface texture such as roughness, gloss, ink absorption, whiteness and brightness affect the print quality. (Ballarpur Industries Limited and PaperOnWeb) Bibliography Bear, Jacci Howard. About. com. 2007. 11 October 2007 . —. About. com. 2007. 11 October 2007 . —. About. com. 2007. 11 October 2007 . —. About. com. 2007. 11 October 2007 . Essence Printing Inc. 2006. 12 October 2007 Europapier International. 2007. 12 October 2007 Ballarpur Industries Limited. 2003. 12 October 2007 Georga-Pacific. 11 October 2007 . International Paper Company. 2007. 11 October 2007 . PaperOnWeb. April 2007. 11 October 2007 . SimplyPhotoPaper. com. 2005. 11 October 2007

QNT Final

What will be the probability that z is greater than 1. 75? 0. 0401 z end up in the higher than 1. 75. 22) A null hypothesis will make a claim about what? A Population parameter Explanation: A null hypothesis is the general default position in a survey and requires a claim off population parameter. 23) Describe the level of significance? Probability off Type I error Explanation: A type 1 error happens when the null hypothesis is true, but rejected at he same time. 24) Let's perform a statistical test of the difference between two proportions at the 0. 05 level of significance.If the computed z is -1. 07, what will be the correct decision? Do not reject the null hypothesis. Explanation: The z is of -1. 07 is acceptable within the range of a . 05 level of significance. 25) What condition must be met to perform a test for the difference of two sample means? Data must be at least of interval scale and populations must be normal. 26) Consider a hypothesis test that compares two population means. The combined degrees of freedom equal 24. What statement about the sample sizes is NOT true? Let's assume the population standard deviations are equal. Sample A = 11.Sample B = 13 Explanation: This must NOT be true because it is outside the limits set by the degree of freedom. 27) What type of chart do we call it when paired data is plotted? Scatter diagram Explanation: Paired data must be plotted in a way that shows the relationship 28) When a variable is used to predict the value of another variable, it is called: Independent variable Explanation: The independent variable is useful for determining the values of variables that are not explicitly known. 29) 20 randomly selected online students were given 1 5 multiple-choice problems ND 15 open-ended problems that cover the same topics.The teacher wanted to know which questions the students scored better on. What kind of test is this? A paired t-test Explanation: The paired t-test evaluates the mean values that result form a s et of data. 30) The weights of 100 units of a product created by two identical processes have same mean, but the standard of process A is 15 while that of B is 7. What is true about this scenario? Unit weights in process B will be grouped closer than in process A. Explanation: A wider standard of process is going to create greater deviation in the end products.

Apple’s Success, Service and Innovations

CASE: â€Å"The Success of the iPod and iPhone raises the licensing question for Apple†¦. Again† 1. Use the Cyclic Innovation Model figure to illustrate the innovation process in this case and provide a brief description? Apple started in 1977 when it’s first personal computer was designed by Steven Jobs and Steven Wozniak. The thing that was different about the Apple Macintosh personal computer was that it used a mouse driven operating system, which was not being used by other computers at the time.Microsoft were using a Microsoft Disc Operating System, which they licensed to all other PC manufacturers, Apple refused to do this which limited it to only people who bought Apple computers, this led to Apple’s shares falling significantly. Although Apple had an arguably better operating system they were losing in the market, because Microsoft licensed other manufacturers to use their operating system it became the common household system. This stubbornness alth ough at the time seen to be foolish at the time, has helped with their success today (Trott, P 2012).Apple’s technological research over time (and the return of Steven Jobs) led to the creation of the iPod. In 2001 the iPod was launched, from 2003 the sales of the iPod heavily increased, generating massive profits for Apple, and giving the brand more exposure. To help Apple deal with the market competitors they kept improving and modifying the iPod, whilst still being able to lower its price. They did this by making modified versions such as the iPod Shuffle, and upgrading other models. Apple has continued to upgrade and invent new products to keep its customers and attract new ones.This has been done through the iMac, iPod, iPad and iPhone, adding new technological features, such as giving phones other multipurpose uses such as an iPod substitute as well as the invention of the ‘apps store’. Their technological developments to make these products do all sorts of amazing new things has given them a huge upper hand in the market (Trott, P 2012). Apple have made a positive shift in the market transition since they first started, from the debut of the Apple Macintosh in 1976 at the Homebrew Computer Club which was barely taken seriously.To now where the release of the iPad which was criticized for being too big for an iPhone but too small for a laptop which has made considerable profit, is astounding. The brand image they have built is superior to any other technological brand in the market, in my opinion. 2. With Sales of iPod falling and Apple facing fierce competition from all quarters such as Sony, Dell, Samsung and other electronics firms as well as mobile phone makers who are incorporating MP3 players into their devices, can the iPod survive?The iPod has become the standardized form of MP3 players in the market, taking up 50% of market share in the MP3 market (Trott, P 2012). Although Apple has recorded a fall in iPod sales in recent yea rs, they have been substituted for other apple products which have had a huge increase in sales such as the iPhone which is commonly used as an MP3 player. Other companies have tried making and matching and bettering the iPod with their own MP3 players but have been unsuccessful in knocking off the number 1 MP3 player of the decade.Apples brand is so strong in that market with so many different versions of the iPod, making them an affordable and safe choice when choosing an MP3 player. Still competitors will keep trying to better the iPod through MP3 technology in their own devices, the iPod will have to keep on improving if it wants to keep the upper hand in the market. To keep their spot Apple with have to keep improving the quality and technology of their iPod and keep its sleek original design, while still keeping the prices competitive with other brands.Even newer technology will need to be presented by Apple if it wants to keep MP3 market shares high, futuristic technology wil l have to be designed possibly holograms technology and increasing the uses that the iPod MP3 already has. Although I believe it is inevitable that iPods and MP3 players will soon be a very small market in today’s society with so many other devices having the same technology plus more, that is still a fair while away and more profit is definitely yet to be made through the iPod.New fashionable unique covers can make the iPods more attractive to consumers, as well as all the accessories; such as jogging/fitness straps to hold them while the consumer participates in physical activity. Also upgrading the headphone design so it sits in more comfortably. I think some kind of hologram technology will become evident in the future of the mobile phone or iPod technology. Also a backup storage where the whole device is always backed up to a computer device so absolutely nothing is lost if a phone breaks, or is lost. 3.How can Apple influence future technology developments or establish strategic alliances to ensure it is a dominant force in the hand-held device that will incorporate both the cellphone and the MP3 player? Apple must continue to maintain a positive and trusting strategic alliance with other companies in the future to ensure that their plans for future technologies aren’t leaked, or copied. If they are able to create that kind of a strategic alliance, and with a major technical company (e. g. HP) they could create some mind blowing new technology in the future.The possibilities if Apple were able to team up with a technology giant could mean massive $$ for both companies, and new technology which could come out of that type of alliance could set the standards for the next generation of the industry. With the ability Apple have to keep upgrading and improving their products this would give them a huge advantage over their competitors. However for now, Apple must make sure they maintain their brand image, as the producers of the newest and best technology.The only way they will be able to do this is by keep upgrading their current products, while they wait for new technology’s to be developed. They must also keep designing new and upgraded products, so when new generation technology’s become available, people look to buy their product first. This will help keep them as a dominant force in the future hand-held device of MP3, cellphone industry. References: Trott, paul. 2012 innovation management and new product development 5th edition. prentice hall/pearson

The Co-operative Bank Brand positioning Project Essay

The Co-operative Bank Brand positioning Project - Essay Example Brand positioning of an organization involves the following steps: 1. Identification of the direct competition of the business (including players offering products or services amongst bigger portfolio of solutions) 2. Understanding of the brand positioning of the competitors in the market. 3. Documentation of the own positioning of the company. 4. Comparison of company’s positioning with its competitors in order to identify the possible areas of differentiation. 5. Development of distinctive differentiated and value based brand positioning concept. 6. Creation of a positioning statement with customer value propositions and messages used for the purpose of communication development throughout the target audience. In order to develop a distinctive place in the operational market, an organization should choose a target market followed by the creation of a differential advantage in their mind. Thus, brand positioning is the medium by means of which the company can convey to its cu stomers that what it desires to achieve for them. It can be said to be an activity of creation of the brand offer in such way that it will occupy a separate value and place in the mind of the target customers. It includes identification and determination of the similarity as well as difference for ascertainment of the correct brand identity and creation of proper brand image. An effective brand positioning helps in directing the marketing strategy by explanation of brand details, distinctiveness of the brand, its similarity and dissimilarity with competitive brands and specific reason for using the brand. It is the base of development or increase of required knowledge or perception of its customers. It is the only feature which distinguishes the products or services of a company from its competitors. Financial condition of Cooperative banks in Europe The financial crisis situation of the countries and financial institutions are not over. The financial condition is far away from its stability and the confidence of the public in the financial institutions is very weak (Groeneveld, 2011). The Cooperative Banking Group has weathered/battered present and previous periods of the financial distress situation relatively well (Acadia, et al., 2010; EACB, 2010; Wyman, 2008). The cooperative banking group has recovered from the financial crisis situation of the period of 2007-2008 in a better pace as compared other shareholders value or the listed banks. The financial crisis leaded to the critical assessment of the business principles, models and rules in the banks. The top priority is given to safeguard of the stability in the global financial system. A major effort was given on the restoration of confidence of the customers on the financial sector. The Basel Committee on Banking Supervision has announced high capital and liquidity requirements for the financial systems and banks as the preventive measures for reducing the financial crises to some extent (Basel Committe e on Banking Supervision, 2010). This regulatory reform will result in the shift of the funding structure from the short term and volatile sources to long term and stable sources like capital and other deposits (Kodres and Narain, 2010). This financial crises situation has resulted in the increased awareness of the investors related to the capital endowments of the banks. Thus, it is likely that the market participants will request for additional buffers above

The current trends in hardware Essay Example | Topics and Well Written Essays - 1500 words

The current trends in hardware - Essay Example An OS also takes care of sharing of a system by multiple users and also handle the various authentication issues in multiple user systems. The sharing of resources also forms a vital functionality of the OS in a multi user system. Conventionally all these functionalities of the OS are implemented in the kernel. And the kernel is accessible to all the programs that run in the system. Almost all systems use a system language or command to program the kernel. This is not modifiable by the user and remains outside his purview. Even if it needs to be modified, the complexity and the vastness is overwhelming and it requires heavy debugging and testing to ensure that the modification is bug free and it does not affect the rest of the functionalities. Also the pageability of kernels is extremely limited and even if it can be pages it takes a lot of work to decide what can be paged. All these restrictions and drawbacks of adding and modifying functionalities are slowly being eliminated and on ly those functionalities that are absolutely necessary are being added to the kernel. Innovative ideas to efficiently retrieving and handling information are thus being ignored because of the complexities involved in implementing them. Though Lisp Machine and Smalltalk managed to bring this user modifiable functionality in an easy to use language they failed to separate the user from the program. This principle of separation between the user and the program is one of the core principles of an operating system by definition. Another design method is the multi server system which attempts to break down the kernel into logical parts with interfaces between them. This makes it easier for the user to add more functionality separately to the specified block. Also the debugging phase becomes much easier since the code is less. This OS design addresses the users need to customize but the barrier between the user and the system still remains. I.e. the user still needs certain privileges to m odify the system code. [9][2][16][17][3] [5][6][10] GNU Hurd This new development seeks to address all the drawbacks mentioned till now and also to provide the dynamic user modifiable functionality to the OS. This new design seeks to achieve this goal by restricting the area of the system code. It makes the system code pertain to only specified basic areas and leaves the rest of the process to be defined by the user. The user can also add the remaining parts and can share these parts with other users without being bothered about the viability and the authenticity of the code and system. Let us take a look at each of the mechanism that is part of the new design system called Hurd. In the Translator Mechanism, the Hurd is found to use the Mach ports as a method to communicate between the user and the server. Every mach port is different and it implements a certain set of protocols which identify the operations that it can do and also represents the object of the port. The protocols or rules of conduct specified by the Hurd are the input/output protocol, the file, the socket protocol, and the process protocol. Each file can have a translator associated with it. Here the server executes the translator program associated with each file instead of each file returning its own port. The translator is allotted a port to the actual contents of the file,

Cystic Fibrosis Community Assessment Essay Example | Topics and Well Written Essays - 1250 words

Cystic Fibrosis Community Assessment - Essay Example a) Sex and Age: This is a heterogeneous community comprising of both males and females in almost equal ratios. Majority of the members are adults and are married. b) Income levels: Most individuals in this community are in the middle class and lower class. Many live within $10 a day.c) Occupations: With a few exceptions of white collar jobs, over 60% of the working class categories do the blue collar jobs. However, most women are merely house-wives.d) Educational levels: Most adults of the age above 50 years have elementary education, especially the women. The youths are quite learned and most are in colleges.e) Ethnic identities: Ethnically, this community is fairly heterogeneous. Half of the population is composed of the Whites. The next lager ethnic is Hispanic Americans. The Asian-Americans are the least. f) Family structures: Most families are nuclear; a few are extended. However, single parent homes consisting of widows and unmarried mothers are very commong) Lifestyle behavior s that influence health status: Poor eating habits by most individuals suffering from Cystic Fibrosis have always worsened their conditions by igniting Diabetes. The youths who engage in drug and substance abuse and unprotected sex also risk serious health problems.h) Health status: The prevalence of Cystic Fibrosis has rendered most people sicki) Health concerns: It is always very hard for the lay community to identify the symptoms of CF, thus, suffer for a quite a long time before diagnosis.

Answer the question Assignment Example | Topics and Well Written Essays - 250 words - 6

Answer the question - Assignment Example In an attempt to enhance positive organizational change, the company has a philosophy that inspires employees to transform vital aspects of their lives (Tolbert, 2008, p. 2). Organizational philosophy encourages employees to work hard towards making personal achievements. Motivation, therefore, is a vital aspect when conducting duties and a cause of success in diverse activities. The company has policies on staffing and promoting employees. It only staffs and promotes individuals based on proper records and experience. Every employee, therefore, strives for excellence to secure promotion (Tolbert, 2008, p. 3). Nature of the organization, however, discourages employees to work in some instances. Conditions may affect employees’ medical health or discriminate on some individuals. The organization handles waste materials that expose employees to fungal or bacterial infections and breathing problems. Workplace challenges may deprive employee of their morale to work. Other companies such as cement manufacturing firms subject employees to breathing-related health challenges caused by excessive dust. Some organizations do not allow women to ascend beyond supervisory role (Tolbert, 2008 p. 5). The organization considers male employees for managerial posts despite their female counterparts’ justification for promotion. The organization should focus on policies that have a positive influence on the

ArelorMittal's policy in relation to dealing with cultural and social Essay

ArelorMittal's policy in relation to dealing with cultural and social environments - Essay Example Last year the company shipped more than quarter of million tons to the region. Renault has announced to set up a factory in Morocco to serve the customers of Europe and North Africa. The company has mills in Spain and France and supplies steel to Casablanca. ArcelorMittal has extended their footprints in Morocco which was identified as the potential country of the Maghreb region. In order to meet the requirements of Renaults, ArcelorMittal made serial deliveries to Melloussa from December, 2011. The company entered into agreements with leading appliance producing corporations and ensured supply of steel for the production process. To offer steel to the oil and gas industry the company is refining the products as well as identifying the existing steels which are suited for the energy sector. New markets are opening up for the company on the edges of Europe. Turkey is one such country. France and Canada are some of the countries where ArcelorMittal has entered. The company also has ope rations in Brazil and Mexico. Altogether the presence of the company is in 60 countries worldwide. Problems in integrating business The company needs to shift beyond the good intensions on social issues and turn the words into deeds. Although the company plays its part in corporate social responsibility it continues to pollute the environment. According to the new report of Global Action on ArcelorMittal the company risks the lives and displaces local communities. The resettlement plans for the local people were unclear while the company started iron ore mining operations in Nimba County, Liberia (ArcelorMittal Group-a, 2012, pp. 21-24). The people were deprived from permanent employment in the mine and posed a threat o the Mount Nimba Nature Reserve. According to the authorities of the Friends of the Earth Liberia the lack of transparency in the management is a concern when one studies the track records of the company on other countries. The residents of Eastern Europe and South Af rica complain that the company has done little in reducing the high levels of air pollution. The approach of the company towards reduction of air pollution has not been effective although several meetings were conducted with the local communities (ArcelorMittal Group, 2010, pp. 14-15). The European steel plants of ArcelorMittal benefited from huge amount of loans directed to them from the International Finance Corporation but the area of reducing pollution still remains ignored. The safety investments of ArcelorMittal have remained unchanged for Kazakhstan for quite a long time. In spite of the health and safety projects 35 miners lost their lives in the mines of the company in 2008 in two separate incidents. The city of Temirtau is chocked with pollution even now. Questions can be raised regarding the ethics of the company. The company established a mechanism for the employees with which they can raise their concerns against an issue in the working environment (ArcelorMittal-a, 201 2). The procedures are confidential and whistle blowing. The trade unions also work for the purpose of upgrading the safety requirements. The company grievance mechanisms were developed to be in line with the principles of human rights and business of United States. Exit from the market In order to cut down the debt problems, ArcelorMittal took the initiative in scaling down the investments

Due diligence standards in the US and the UK appear to provide deal Essay

Due diligence standards in the US and the UK appear to provide deal parties different incentives as to disclosure - Essay Example Duty of care is a fiduciary duty for the Board but it can also be delegated (Batterson, nd). When due diligence examination is outsourced i.e. accounting professionals are hired to produce a report for an entity’s future prospects, the fiduciary duty of due diligence is delegated to the professionals. It is not only the bidder’s responsibility to exercise due diligence but the target company also needs to provide that information to the potential buyer which is not publicly available. A significant amount of information becomes automatically available to the Board when it examines the financial statements of the target company. In order to exercise due diligence, mere dependence on financial statements is insufficient because these statements contain the opinion of an auditor regarding the fact whether the statements are prepared according to the generally accepted accounting principles. These statements do not provide a reliable forecast on the target company’s future profits. This is why a â€Å"special audit† is required to obtain relevant and reliable information (Weiner, 2010). However, in cases where a hostile bid is placed, the bidder only has the option of relying on the publicly available information of the target company. Also, the target company is not legally obligated to expose its private information in a hostile bid. Publicly available information of a company includes: Contingent liabilities: Liabilities that might arise from pending litigation or environmental liabilities. This information can also be obtained from financial statements but it might also not be disclosed if it does not meet the criteria of materiality; Restrictions: The bidder has to be careful for the existence of any agreements or covenants that putt restrictions on the conduct of the targets business. For instance, covenants that require an entity not to compete; Further, a bidder should

An Analysis of the Woolcock Street Investments Case Assignment

An Analysis of the Woolcock Street Investments Case - Assignment Example This case began in 1987 when the Eagle Star Nominees, Inc., designated as trustees for the BSL Growth Trust Company, engaged a company doing engineering work to design foundations for a warehouse and offices in Townsville. When the building’s construction had been finished, the trustee Eagle Star then decided to sell the property to the plaintiff. In the contract of sale, there was no warranty indicating that the building had no defects. Likewise, the buyer did not conduct any building inspection, survey before purchase, or any sort of appraisal to determine whether or not the building had been constructed in an optimal manner. Also, there was no assignment in contract by the vendor of the rights to proceed against others in case of defects. Just more than a year after the property had been turned over, the defects become apparent. The building had unmistakable structural distress and this was because of how the foundations were arranged, as well as the material below the foundations. The buyer filed a case against the engineering company and its employee, stating that the company owed a duty of reasonable care in designing the foundations of the building and ensuring the safety of the premises. In response, the company said that they owed no such duty of care to the buyer and that they were not at fault, because they in fact had asked the trustee to allow them to do soil tests, however they were told that such soil tests were not necessary and to simply use structural footing sizes. A lawsuit for damages was then filed, and the main question that the courts were tasked to respond to was: â€Å"Whether or not a subsequent buyer of commercial property had the right to sue the builder for design malfunctions?† The court ruled against the buyer and ruled that the duty of care owed to a subsequent or remote purchaser by the engineer that built the foundation of the building in question does not hold when the defective building is used for commercial purposes. This means that there is no case that can be filed against the engineer by the subsequent buyer because the building was not used as a dwelling, but rather as a commercial establishment. Previous Jurisprudence It is difficult to talk about Woolcock without talking about the progenitor case, Bryan v. Maloney. [(1995) 182 CLR 609, 616–17, 623 (Mason CJ, Deane and Gaudron  JJ) (‘Bryan’)]. In that case, the plaintiff was able to successfully claim damages against the builder, despite the fact that she was a subsequent buyer of a residential property and the sale was concluded seven years after the property had been built. The plaintiff had inspected the house many times before purchasing it, with no observations made that there were any defects. However, after six months, it was discovered that there were cracks on the wall and this was because the builder had constructed footings that were inadequate to withstand the changes in the

Business Legal Environmen(230) Essay Example | Topics and Well Written Essays - 750 words

Business Legal Environmen(230) - Essay Example It also develops certainty in the rule of law because the precedents determine outcomes of cases. The doctrine also promotes flexibility in the rule of law by allowing judges to avoid existing precedents and establish new ones. It however also faces disadvantages such as uncertainty because of the wide scope of precedents and judges ability to deviate from a precedent. It also makes the judicial process rigid and it lacks the primary backing of the constitution (Meiners, Ringleb and Edwards, 10). One of the differences between criminal law and civil law is that civil law relates to private rights of members of the society and regulates relationships between private persons, whether natural or artificial, while criminal law relates to public rights against the state and therefore regulates the relationship between the state and citizens. Penalties to offences also define a difference between criminal and civil law. Criminal law induces imprisonment and fine penalties while civil law induces equitable remedies for losses suffered by parties due to civil wrongs (Meiners, Ringleb and Edwards, 108). The Marbury v. Madison involved a conflict in the rule of law that established a dilemma in the applicable law. The primary case involved a suit by Marbury and others who required the Supreme Court to order the secretary of state to deliver their appointment letters. The constitution however failed to stipulate such role for the high court though â€Å"The Judiciary Act of 1789† established the power to issue writ of mandamus. The Supreme Court ruled that the judiciary has the power to determine applicable law in case of such conflicts and this identifies the power of judicial review. The landmark case was important in offering checks on the congress’ legislative power by determining validity of legislated laws (Miller and Jentz, 66). Standing to sue defines the state of having a legal interest in a case before initiating litigation. It provides that a plaintiff

Gmos and Organic Food Essay Example for Free

Gmos and Organic Food Essay Why spend more money on organic food? Why are GMO products lasting longer? These are commonly asked questions which will be explained. By the definition of GMO products, they encompass alimentary products grown from seeds that have been genetically altered. Organic products are those that are grown under the traditional way, without any intervention of Bio-engineering, and also without the usage of chemicals, known as pesticides. The Author, Michael Pollan in both, â€Å"Omnivore’s Dilemma† and â€Å"In Defense of Food† makes an extensive and detailed analyzation of the production of food now days. The big corporations (farms) are now known as manufacturing factories; where practically all the elements of their production process are strictly controlled. This highly technological system reduces the nutritional value of their products and in many cases their flavor as well, but it guarantees high volumes and longer shelf life of the products. An example of a food that would be known as a GMO would be tomatoes, which would be less healthy and again it wouldn’t taste the same as an organic one. Organic products are grown by small farmers according to old farming techniques. These products do not need the addition of micronutrients like GMOs; they maintain all the nutritional values and the original taste. Unfortunately, small farmers can not satisfy the demand that the market needs, let alone, the prices are higher. For example, if you were to sell organic tomatoes, you would have to need to sell them locally. If a company such as organic valley were to be ship organic products from California to New York, with them having shorter expiration date, they would end up going bad. It would be hard for everyone to have the budget to buy and eat organic food; even expensive restaurants don’t use organic food. So, what is better? Feeding a large growing population with GMO products; or to go back to square one, and run the risk of not having enough supply and have the prices skyrocket. At the end of the day, people will eat more GMO food for not everyone has money to buy organic food.

Irish Government Foreign Policy

Irish Government Foreign Policy The X Liberation Party have been duly elected to govern the state of X and, after the election, the party renounced the former constitution and enacted two pieces of radical legislation, firstly the Rendition Research Institute Act 2006 which permits the government to feely interrogate and torture people without any judicial or legal oversight and, secondly, a statute that forbids the use of the word rendition in any form of publication and breaking this law is punishable by death. Perhaps understandably, the Irish lawyers who are working in the state of X refuse to recognise the new lawyers presumably because the laws curtail the freedom of speech, permit torture at the behest of the government and provide for capital punishment for a relatively menial offence. The Irish government takes a hard line Kelsenite view on all matters of recognition and dealings with foreign states, that is, the government’s policies are based on the extensive theories of Hans Kelsen, an Austrian jurist who advocated legal positivism and the pure theory of law. Legal positivism involves attempting to explain what the law is, not what it ought to be. The theory is concerned with the science of law and not legal politics. However, Kelsen’s theories differed slightly from those of other legal positivists because Kelsen viewed a legal statement as a normative statement, a statement of how one ought to behave. Consequently, Kelsen developed his pure theory of law. The theory is pure partly because it does not focus on justice and is stripped of its ideological, political, economic and historical dressings. In Kelsen’s words ‘the pure theory of law simply declares itself incompetent to answer either the question whether a given law is just or not, or the more fundamental question of what constitutes justice’[1]. Kelsen believes that ‘the pure science of law seeks the real and possible law, not the just, and in this sense it is radically realistic and empirical. It declines to justify or condemn’[2]. The fact that the law exists does not guarantee that the legal order is just. In Kelsen’s opinion, any legal order is comprised of general norms and each norm depends on a higher norm for its validity; the theory of the hierarchical system of norms. Of course, this hierarchical system is not infinite; the highest norm in the system is the basic norm or ‘grundnorm’, and does not depend on another norm for its validity. The basic norm will often be the constitution and is presupposed to be valid due to a transcendental-logical presupposition[3]. This is because the basic norm has the function to found the objective validity of the subjective meaning of the acts by which the constitution is created.[4] The norms that are below the basic norm are valid because the basic norm has conferred objective validity on these general norms. Kelsen also hypothesised about the consequence of changing the basic norm in relation to whether the change would be valid.[5] Kelsen described the situation whereby a group of individuals seize power by force and remove the legitimate government to introduce a republican government. Kelsen believed that if the citizens conform to the new order, the new order will be valid. This is because, in Kelsen’s opinion, in order for a norm to be valid it has to be efficacious and the norm must command a sufficiency of adherence or obedience from the majority of citizens to validate it; universal or total obedience is not essential. The X liberation party was duly elected to power by a majority of citizens and the party has the support of the military and the police, thereby satisfying the sufficiency of adherence requirement. The validity and efficacy of the new laws would only be questioned if the majority of the citizens of X did not attach credence to the laws or if they avoided compliance. The legal order that was in place prior to the X liberation party coming to power lost its efficacy and consequently every norm lost its validity because the whole legal order was annulled in a constitutional way.[6] Kelsen also believes that the validity of the basic norm is presupposed and that ‘coercive acts ought to be carried out only under the conditions and in the way determined by the â€Å"fathers† of the constitution’.[7] On this basis, it is clear that the Irish government’s stance is that the basic and general norms enacted by the X liberation party are valid legal norms that should be obeyed by the Irish lawyers. The Irish lawyers may believe that the new statutes are morally reprehensible. However, value judgments and moral or ethical considerations are irrelevant from a Kelsenite perspective. Kelsen completely rejected any connection between law and morals and theorised that all historical, sociological and ideological issues were beyond the scope of his pure theory of law. Kelsen distinguished between law and morals on the grounds that law is a coercive normative order that attempts to bring about a certain type of behaviour by attaching to the opposite behaviour a socially organised coercive act[8] such as the forcible taking away of life, of freedom or of economic or other value, whereas a morality based system comprises of a social order without sanctions where merely approbation of norm-conforming behaviour and disapprobation of norm-opposing behaviour is given. To Kelsen, morals are merely propositions that describe our subjective preferences for behaviour that is impossible to prove objectively; morals are essentially irrational because they merely express different feelings and intuition.[9] Indeed, from a Kelsenite viewpoint any law, even if it was considerably harsher and more morally reprehensible that X’s current laws, is valid if it satisfies the principle of efficacy and can rely on a higher norm for its valid legal existence because, according to Kelsen, ‘there is no kind of human behaviour that, because of its nature, could not be made into a legal duty corresponding to a legal right’.[10] Therefo re, as the rule book of the X liberation party is a valid basic norm according to Kelsen’s theory, the Irish government believes that these laws should be obeyed and will not consider any question as to whether the laws are just or morally sound. Indeed, ‘what content this constitution or the natural legal order built on its foundations has, be that order just or unjust, does not come into question, not whether that legal order guarantees relative peace within the community constituted by it’[11] Even where the punishment that results from breaking a law is death, Kelsen believes that, provided the law satisfies the validity and efficacy requirements, the law is correct and should be obeyed, notwithstanding the fact that capital punishment is used as a sanction for a trivial law such as the law enacted by the X liberation party which allows the government to punish by death any person who uses the word rendition in a publication. Kelsen specifically addresses the validity of a law where the ultimate sanction for breach is death.[12] Kelsen believes that when one individual deprives another of his life the law will be legal ‘only if it is prescribed by an individual legal norm, namely as an act that ought to be performed’[13]. Such a severe law will be valid ‘because this individual norm was created in applying a criminal law that contains a general norm according to which†¦the death penalty ought to be inflicted’[14]. Its validity stems from the fact that the law was ‘created by the legislature, and the legislature, in turn, is authorised by the constitution to create general norms’[15]. Therefore, as the party rule book is the valid basic norm of the legal order of the state of X, the general norms created by the X liberation party are also valid and must be followed by the Irish lawyers, including the norm that prescribes death as a punishment for contravening that norm. If the Irish lawyers contravene the laws of X, they themselves could face imprisonment or even death. Bibliography L.B. Curzon, â€Å"Jurisprudence†, 1995, 2nd ed. Cavendish Publishing Ltd M.D.A. Freeman, â€Å"Lloyds: Introduction to Jurisprudence†, 2001, 7th ed. Sweet and Maxwell W. Morrison, â€Å"Jurisprudence: From the Greeks to post-modernism†, 1997, Cavendish Publishing Ltd J. Penner; D. Schiff R. Nobles, â€Å"Introduction to Jurisprudence and Legal Theory: Commentary and Materials†, 2002, Butterworths Lexis Nexis Footnotes [1] L.B. Curzon, â€Å"Jurisprudence†, 1995, 2nd ed. Cavendish Publishing Ltd at para 12.3 [2] ibid. [3] Kelsen, â€Å"The Pure Theory of Law†, 1945, at pg. 201 [4] Kelsen, â€Å"Professor Stone and the Theory of Law2, 1965, 17 Stan. LR 1130, at 1141 [5] Kelsen, â€Å"General Theory of Law State†, 2005, Transaction Publishing at p. 115 [6] ibid. at 119 [7] ibid. at 117 [8] J. Penner; D. Schiff R. Nobles, â€Å"Introduction to Jurisprudence and Legal Theory: Commentary and Materials†, 2002, Butterworths Lexis Nexis, p 196 [9] W. Morrison, â€Å"Jurisprudence: From the Greeks to post-modernism†, 1997, Cavendish Publishing Ltd p. 333 [10] Kelsen, â€Å"The Pure Theory of Law†, 1945 at p. 113 [11] Kelsen, â€Å"The Function of a Constitution†, 1986, at pg. 116 [12] Kelsen, â€Å"The Pure Theory of Law†, 1967, translated from Kelsen, â€Å"Reine Rechtslehre†, 1960, 2nd ed. [13] ibid. [14] ibid. [15] ibid.

Macbeth Reflection

Macbeth Reflection William Shakespeare has written Macbeth using the reflection of the world which he was familiar with as the play echoes the life and interests of the Ruler and the public. Moreover, James 1st was greatly attracted to sorcery and therefore, witchcraft has a considerable space in this play. Also, Macbeth is a moral lesson as the play is demonstrating the price that the individual has to pay for his sumptuous desires. Shakespeare demonstrated just how the total power has a tendency to corrupt as most often great individuals are immoral. In author era the homicide of a King was the most horrible offense as people believed that the Ruler was selected by means of God and defying it is equal to a protest against God. Lady Macbeth is a provocative character as she was able to identify Macbeths strengths and weaknesses and use them for exploitation. Lady Macbeth character firstly appears in Act 1 scene 5 when she is reading a letter sent from her husband Macbeth. According to a letter, her husband thinks that she is dearest partner of greatness. Therefore, Macbeth is deeply in love with Lady Macbeth as well as he trusts her absolutely. However, she become fascinated with the story told by her husband about the witches tellings. In the letter Macbeth is telling her Whiles I stood rapt in the wonder of it, came missives from the king, who all-hailed me Thane of Cawdor; by which title, before, these weird sisters saluted me, and referred me to the coming on of time, with Hail, king that halt be!. Lady Macbeth realizes a chance to become a queen and she is certain that her husband will acquire this. This is proving that she is despairing to obtain the power. Therefore she is unlike other women these times as back then women used to be seen as gentle beings who had a role of being beautiful as well as giving birth. No one regarded th em as being clever or equivalent to men. Moreover, her relationship with her husband was unlike other couples relationships at the time. Although, Macbeth was a man, he frequently asked his for his wife opinion before doing something as she was the first to hear about his promising future voiced by the sorceresses. Lady Macbeth voices Come, you spirits that tend on mortal thoughts, unsex me here, and fill me from the crown to the toe top-full of direst cruelty! Make thick my blood; stop up the access and passage to remorse She hears that Duncan is coming and that he will stay for the night in the castle. This provides her with an immediate chance to carry out fatal plan. Therefore, we can recognize the evils of her as she desires to become brave enough to convince Macbeth into murdering Duncan. She asks her spouse to Look like the innocent flower, but be the serpent undert which means that he has to be pleasant on the outside and cruel on the inside. However, Macbeth is hesitates to commit the homicide, as he tells her wife that they will not continue any further on this matter. Then Lady Macbeth offends her husbands manhood by telling him that he has to be braver. Moreover, she calls him a coward by telling him that then you were a man, and to be more than what you were, you would be so much m ore the man. It is clearly displaying how devious and controlling she is as Lady Macbeth is emotionally forcing her husband. Lady Macbeth demonstrates her courageous approach in the scene where Duncan is murdered. She was meaning to kill him by herself but she fails when Duncan appears retaining resemblances of her father as she tells her husband that if had he not resembled à ¢Ã¢â€š ¬Ã‚ ¦ Id have done it. Therefore, this is displaying some kindness in her as also it could suggest that after all she is a woman with certain amount of sensitivity. Moreover, she might be displaying her womanlike sensitivity when she requests for help. However, she is still concentrated and determined to carry out the plan as she appointed Macbeth do murder Duncan. Moreover, Macbeth has succeeded in test of love for his wife by doing this. Nevertheless, Lady Macbeth appears being the greater criminal as she recalls the facts which were unnoticed by her husband. She turns out to be furious when she discovers that her husband has not completed the entire plan as she asks him Why did you bring the daggers from the place? They must lie there. Go carry them, and smear the sleepy grooms with blood. Once again, this indicates that she is very controlling as well as that she holds a lot of anger on her husband. Lady Macbeth argues Macbeth of attiring a heart so white which could show that she hates her husband. On the other hand, maybe she is fearful of a prospect of him possibly deceiving himself. Consequently, this before long pushes their relationship into collapse. I particularly liked the quite of Lady Macbeth where she states that A little water clears us of this deed. It means that as soon as they rinse their hands the guiltiness will disappear. The following day when everybody discovers the death of Duncan, Macbeth must assure everyone that he did not slaughtered the King. Therefore he tried to achieve this by use of an exaggerated speech. This apparently made every person appear doubtful of him. Thus, when Lady Macbeth notices Macbeth doing this she puts her greatest efforts in order to move the attention of her husband through falling unconscious. As a result, the people shortly disremember Macbeths scandal and are trying to help out Lady Macbeth. By doing this, she took the attention away from Macbeth. Lady Macbeth understands that the Crown had not made her happy as she had hoped, Noughts had, alls spent, where our desire is got without content.. Therefore, she became mad person terribly wrecked by happenings. For instance, the sleep walking scene is showing that lastly she does feel mortified as well as regretting her own actions. Whats more, gentlewoman requests a doctor to check on Lady Macbeth since she is becoming further troubled as she is sleep walling. This indicates how all the killings in with she assisted is driving her crazy. After all, Lady Macbeth was the main power regarding the murder of Duncan as she had major influence over her husbands actions. I felt sorry for her as she could not abide her guiltiness and for that reason ultimately took her own existence since Lady Macbeth lost the relationship with Macbeth even though they were once very close to each other. Macbeth has found out that Lady Macbeth has perished. However, he had not expressed any sorrow or agony. Therefore this is clearly indicating that the love has left Macbeths heart. Moreover, the guiltiness and heaviness of her actions has overwhelmed her at last and that is why she died. The moral lesson of this play is that Lady Macbeths evils had cracked her and she acquired help. She at the end of the day mourned over her activities which made Macbeth a changed man. Even though, I could still recall her being bold and horrid. In my opinion, William Shakespeare wanted to demonstrate that despite the fact she was wicked and had great power, Lady Macbeth were tremendously shattered in the end.

Comparing Women in Lowell’s Patterns and Sorrell’s From a Correct Addre

The Struggle of Women in Lowell’s Patterns and Sorrell’s From a Correct Address       "Woman is not born," feminist Andrea Dworkin wrote. "She is made. In the making, her humanity is destroyed. She becomes symbol of this, symbol of that: mother of the earth, slut of the universe; but she never becomes herself because it is forbidden for her to do so." Dworkin’s quote relates to women throughout history who have been forced to conform. Although women can be regarded highly in society, representing images of fertility, security, and beauty, many people still view them in stereotypical ways; some people believe that all women should act a certain way, never letting their true selves shine through. Amy Lowell’s "Patterns" and Helen Sorrell’s "From a Correct Address in a Suburb of a Major City" accurately portray the struggles of women in relation to conformity. Through contrasting descriptive details, symbols, and language, the authors depict the plights of two remarkably similar women who wish they could break free of their social confinements a s women. In both poems, certain details of the characters’ lives give the reader an impression that the women live pleasant, well-to-do lives, while others give an idea that the women are suffering; this contrast helps to depict the confusion and inner struggles the women are facing. Although they live lives of riches and glamour, they long for something that surpasses the material aspects of life, allowing them to experience freedom from their many social confinements as women. Lowell writes many details in "Patterns" that lead the reader to believe the woman described is upper class: As I wander down The garden-paths. My dress is richly figured . . . Just the pla... ...ther they express the realistic conflict there is between the two. Outwardly, the characters conform, but, inwardly, they long to be free. In real life, most people do not sway to a definite side or another on the issue of conformity and rebellion, but rather, as these characters do, experience a complex inward struggle and conflict with the ideas. Works Cited Lowell, Amy. "Patterns." Literature: The Human Experience. Ed. Richard Abcarian and Marvin Klotz. New York: St. Martin’s Press, 1996. 291-293. Sorrells, Helen. "From a Correct Address in a Suburb of a Major City." Literature: TheHuman Experience. Ed. Richard Abcarian and Marvin Klotz. New York: St. Martin’s Press, 1996. 301-302. Quotes by Author: Andrea Dworkin. 5 Apr. 2000. Cyber Nation International <http://www.cybernation.com/victory/quotations/authors/quotes_dworkin_andrea.html>.     

World Depression :: essays research papers

World Great Depression Macro Economics   Ã‚  Ã‚  Ã‚  Ã‚  The depression that plagued the United States in the 1930’s was distinctive in its enormity and its consequences. Europe and other countries suffered in the depression due to three main areas of discussion. The effects of trade contributed to depression throughout Europe and America. United States and other countries unemployment soared. With the ravages of world war one many countries where in debt in post war world one or became in debt due to reparations.   Ã‚  Ã‚  Ã‚  Ã‚  It has been said that the Great Depression began in 1929 after a cataclysmic collapse of the New York Stock Exchange. It began in the United States but quickly spread across the world causing an economic slump. â€Å"During the collapse of the world the German case is perfect example of what happen virtually everywhere in the 1930s. The international economy broke up into trading blocks determined by political allegiances and currencies.† Britain’s economy suffered with the loss of the over seas market and the country’s choice to not to devalue the pound. When face with falling exports earnings governments began overreacting and began severely reducing trade. Nearly all countries needed to protect their domestic production and began imposing tariffs. By doing this it greatly reduced the amount of international trade and furthered them into debt. The high tariffs hindered the payments of war debts, which were only paid off by loans from the Uni ted States and Britain for war reparations. The destabilization of the European economy came through the international debt structure that appeared after World War one. (http://www.english.uiuc.edu/maps/depression/about.htm), (http://www.kwaves.com/kond_analysis.htm) (http://mars.acnet.wnec.edu/~gremel/Courses/wc2/lectur   Ã‚  Ã‚  Ã‚  Ã‚  Many countries that where allies with the United States during the war owed large amounts of money to American banks. The amount of money was so immense that it is one reason that the Allies insisted at Treaty of Versailles that repartitions be paid which they thought would be able to pay off their debts. After America fell into the depression they recalled their loans making many German banks to close their doors and the whole system to collapse. Not being able to pay off their reparations to the Allies due to Germany and Austria being in the debt themselves. Along with Germany the United States started to remove money from Europe, leading to the selling for European monies and collapse of European banks. (http://www.english.uiuc.edu/maps/depression/about.htm), (http://www.kwaves.com/kond_analysis.htm)   Ã‚  Ã‚  Ã‚  Ã‚  As the countries loss money and began to fall into debt the unemployment began to rise.

Fin300 Midterm

Ryerson University CFIN300 Midterm Exam Fall 2007 There are 2. 0 hours in this exam. Version A Student Name____________________________ (Please Print) Student Number_________________________________ Notes: 1. This is a closed book exam. You may only have pens, pencils and a calculator at your desk. 2. A formula sheet is attached to the end of the exam. You may detach the formula sheet from the exam. Please fill out the scanner sheet as you go along in the exam. You will not be given extra time at the end of the exam to fill it out. 3.Select the best possible answer for each multiple-choice question 4. Each of the 30 MC questions is worth 1 mark Marks: Available Total 30_________ There are 14 pages in this exam. |2. |Poor Dog, Inc. borrowed $135,000 from the bank today. They must repay this money over the next six years by making monthly | | |payments of $2,215. 10. What is the interest rate on the loan? Express your answer with annual compounding. | |A) |5. 98% | |B) |6. 63% | |C) |4 . 1% | |D) |5. 65% | |E) |5. 80% | |3. |How much would you pay for a security that pays you $500 every 4 months for the next 10 years if you require a return of 8% per | | |year compounded monthly? | |A) |$11,228. 48 | |B) |$15,000. 00 | |C) |$10,260. 0 | |D) |$13,724. 90 | |E) |$10,200. 23 | |4. |You can earn 5% per year compounded annually for the next 4 years, followed by 8% per year compounded quarterly for 5 years. | | |What is the average annual compounded rate of return over the 9 year period? Express your answer with monthly compounding. | |A) | | |B) |6. 2% | |C) |6. 97% | |D) |6. 43% | |E) |6. 59% | |5. |You have just purchased a house for $540,000 with a $200,000 down payment. You are going to get a mortgage at the TF bank for | | |the balance. TF is charging a rate of 5. 8% per year compounded semi-annually on 5 year term mortgages.You want to make weekly| | |payments amortized over 20 years. What is your weekly payment? | |A) |$877. 60 | |B) |$549. 01 | |C) |$545. 47 | |D) | | |E) |$871. 92 | |6. |Master Meter is planning on constructing a new $20 million facility. The company plans to pay 20% of the cost in cash and | | |finance the balance.How much will each monthly loan payment be if they can borrow the necessary funds for 30 years at 9% per | | |year compounded semi-annually? | |A) |$128,740 | |B) |$158,567 | |C) |$160,925 | |D) |$141,982 | |E) |$126,853 | 7. |Gerry Industries has some 8% (per year compounded semi-annually) coupon bonds on the market that are selling at $989, pay | | |interest semi-annually, and mature in fifteen years. The company would like to issue $1 million in new fifteen-year bonds. What | | |coupon rate should be applied to the new bonds if Gerry Industries wants to sell them at par? Express your answer with | | |semi-annual compounding. | |A) |8. 00% | |B) |8. 3% | |C) |7. 87% | |D) |8. 13% | |E) |8. 26% | |8. |You have decided to save $30 a week for the next three years as an emergency fund. You can earn 3. 5 % per year compounded | | |weekly. How much would you have to deposit in one lump sum today to have the same amount in your savings at the end of three | | |years? |A) |$4,441. 26 | |B) |$4,382. 74 | |C) |$4,288. 87 | |D) |$4,305. 19 | |E) |$4,414. 14 | |9. |A credit card company charges you an interest rate of 1. 25% per month.The annual percentage rate is ____ and the effective | | |annual rate is _______. | |A) |15. 00%; 16. 08% | |B) |16. 08%; 15. 00% | |C) |15. 00%; 15. 00% | |D) |15. 00%; 14. 55% | |E) |14. 55%; 15. 00% | |10. The Friendly Bank wants to earn an effective annual rate of 9% on its auto loans. If interest is compounded monthly, what APR | | |must they charge? | |A) |8. 65% | |B) |9. 17% | |C) |8. 58% | |D) |9. 38% | |E) |8. 44% | Use the following to answer question 11: |Rondolo, Inc. |2006 Income Statement | |Net Sales |$12,800 | |Less: Cost of Goods Sold |10,400 | |Less: Depreciation |680 | |Earnings Before Interest and Taxes |1,720 | |Less: Interest Pa id |280 | |Taxable Income |$1,440 | |Less: Taxes |500 | |Net Income |$940 | | Dividends |$423 | | Additions to retained earnings |$517 | |Rondolo, Inc. |2006 Balance Sheet | |Cash | |$520 | |Accounts payable | |$1,810 | |Accounts rec | |1,080 | |Long-term debt | |3,600 | |Inventory | |3,120 | |Common stock | |5,000 | |Total | |$4,720 | |Retained earnings | |1,790 | |Net fixed assets | |7,480 | | | | | |Total assets | |$12,200 | |Total liabilities & equity | |$12,200 | | | | | | | | | |11. |Rondolo, Inc. is currently operating at maximum capacity. All costs, assets, and current liabilities vary directly with sales. | | |The tax rate and the dividend payout ratio will remain constant.How much additional debt is required if no new equity is raised| | |and sales are projected to increase by 4 percent? | |A) |-$122. 08 | |B) |$598. 75 | |C) |$416. 00 | |D) |-$562. 50 | |E) |$318. 01 | |12. |Your brother-in-law borrowed $2,000 from you four years ago and then disappeared. Yesterday he returned and expressed a desire | | |to pay back the loan, including the interest accrued.Assuming that you had agreed to charge him 10% per year compounded | | |annually, and assuming that he wishes to make five equal annual payments beginning in one year, how much would your | | |brother-in-law have to pay you annually in order to pay off the debt? (Assume that the loan continues to accrue interest at 10% | | |per year. ) | |A) |$738. 63 | |B) |$798. 24 | |C) |$772. 45 | |D) |$697. 43 | |E) |$751. 46 | |13. |What information to you need to find the 3 year forward rate starting 2 years from now? |A) |2 and 5 year zero coupon spot rates | |B) |3-year zero coupon spot rate | |C) |2 and 3 year zero coupon spot rates | |D) |5 year zero coupon spot rate | |E) |3 and 5 year zero coupon spot rates | |14. |You have been making payments for the last 25 years and have finally paid off your mortgage.Your original mortgage was for | | |$345,000 and the interest rate was 5% per year comp ounded semi-annually for the entire 25 year period. How much interest have | | |you paid over the last 5 years of the mortgage? | |A) | | |B) |$120,392. 23 | |C) |$13,931. 87 | |D) |$80,743. 13 | |E) |$106,460. 37 | |15. |Which of the following is (are) sources of cash? | | | | | |I. | |an increase in accounts receivable | | | | | |II. | | |a decrease in common stock | | | | | |III. | | |an increase in long-term debt | | | | | |IV. | |a decrease in accounts payable | | | | |A) |I, II, and IV only | |B) |II and IV only | |C) |I only | |D) |III only | |E) |I and III only | |16. Financial planning allows firms to: | | | | | |I. | | |avoid future losses. | | | | | |II. | | |develop contingency plans. | | | | | |III. | | |ascertain expected financing needs. | | | | | |IV. | | |explore and evaluate various options. | | | |A) |I, II, III, and IV | |B) |I and IV only | |C) |III and IV only | |D) |II and III only | |E) |II, III, and IV only | Use the following to answer q uestion 17: |Current |$100 | |Assets | | |A) |$52. 00 | |B) |$22. 50 | |C) |$0. 00 | |D) |$4. 50 | |E) |$29. 50 | |18. |A new security will pay an initial cash flow of $100 in 1 year. Thereafter it will pay cash flows every month for the rest of | | |time.The cash flows will grow at 3% per year compounded monthly forever. If you require a return of 6% per year compounded | | |monthly, how much would you be willing to pay for this security? | |A) |$18,932. 30 | |B) |$40,000. 00 | |C) |$37,864. 59 | |D) |$33,333. 33 | |E) |$20,000. 00 | |19. |Which one of the following actions is the best example of an agency problem? |A) |Basing management bonuses on the attainment of specific financial goals | |B) |Requiring stockholders approval of all management compensation decisions | |C) |Paying management bonuses based on the current market value of the firm's stock | |D) |Paying management bonuses based on the number of store locations opened during the year | |E) |Accepting a project th at enhances both management salaries and the market value of the firm's stock | |20. |The bonds of Frank's Welding, Inc. pay an 8% annual coupon, have a 7. 98% (per year compounded annually) yield to maturity and | | |have a face value of $1,000. The current rate of inflation is 2. 5% per year compounded annually.What is the real rate of return| | |on these bonds? | |A) |5. 42 percent | |B) |5. 48 percent | |C) |5. 35 percent | |D) |5. 37 percent | |E) |5. 32 percent | |21. |What is the future value of the following cash flows at the end of year 3 if the interest rate is 6% per year compounded | | |annually? The cash flows occur at the end of each year. | | | | |Year 1 | | |Year 2 | | |Year 3 | | | | | |$5,180 | | |$9,600 | | |$2,250 | | | | |A) |$19,341. 02 | |B) |$15,916. 8 | |C) |$19,608. 07 | |D) |$18,246. 25 | |E) |$18,109. 08 | |22. |The I. C. James Co. invested $10,000 six years ago at 5% per year simple interest. The I. M. Smart Co. invested $10,000 six years | | |a go at 5% per year compounded annually. Which one of the following statements is true concerning these two investments? | | | | | |I. | | |The I. C.James Co. has an account value of $13,400. 96 today. | | | | | |II. | | |The I. C. James Co. will have an account value of $13,400. 96 six years from now. | | | | | |III. | | |The I. M Smart Co. will earn $525 interest in the second year. | | | | | |IV. | | |Both the I. C. James Co. and the I. M. Smart Co. will earn $500 interest in the first year. | | | |A) |II, III and IV only | |B) |II and IV only | |C) |I and III only | |D) |III and IV only | |E) |I, III and IV only | |23. |The bonds of Microhard, Inc. carry a 10% annual coupon, have a $1,000 face value, and mature in four years. Bonds of equivalent| | |risk yield 15% (per year compounded annually). Microhard is having cash flow problems and has asked its bondholders to accept | | |the following deal: The firm would like to make the next three coupon payments at half the schedu led amount, and make the final | | |coupon payment be $251.If this plan is implemented, the market price of the bond will (rise/fall) to ___________. (Continue to| | |assume a 15% required return. ) | |A) |$892. 51 | |B) |$865. 45 | |C) |$829. 42 | |D) |$808. 89 | |E) |$851. 25 | |24. Your older sister deposited $5,000 today at 8% per year compounded annually for five years. You would like to have just as much | | |money at the end of the next five years as your sister. However, you can only earn 6% per year compounded annually. How much | | |more money must you deposit today than your sister if you are to have the same amount at the end of five years? | |A) |$367. 32 | |B) |$399. 05 | |C) |$489. 84 | |D) |$201. 0 | |E) |$423. 81 | |25. |Net income differs from operating cash flow due to the handling of: | |A) |Interest expense and depreciation. | |B) |Depreciation and dividends. | |C) |Dividends and non-interest expense. | |D) |Dividends and interest expense. | |E) |Dividends, interest expense, and depreciation. | |26. |Shirley adds $1,000 to her savings on the last day of each month. Shawn adds $1,000 to his savings on the first day of each | | |month.They both earn an 8% per year compounded quarterly rate of return. What is the difference in their savings account | | |balances at the end of 35 years? | |A) |$13,923. 34 | |B) |$15,794. 64 | |C) |$16,776. 34 | |D) |$14,996. 47 | |E) |$12,846. 88 | Use the following to answer questions 27-30: |KLM, Inc. |2006 Income Statement | |Net sales |$3,685 | |Cost of goods sold |$3,180 | |Depreciation |$104 | |Earnings before interest and taxes |$401 | |Interest paid |$25 | |Taxable income |$376 | |Taxes |$128 | |Net income |$248 | |Dividends paid |$60 | |Addition to retained earnings |$188 | | | |KLM Corporation | |Balance Sheets as of December 31, 2005 and 2006 | | | | |2005 |2006 | |2005 |2006 | |Cash |$520 |$601 |Accounts payable |$621 |$704 | |Accounts rec. $235 |$219 |Notes payable |$333 |$272 | |Inv entory |$964 |$799 |Current liabilities |$954 |$976 | |Current assets |$1,719 |$1,619 |Long-term debt |$350 |$60 | |Net fixed assets |$890 |$930 |Common stock |$800 |$820 | | | | |Retained earnings |$505 |$693 | |Total assets |$2,609 |$2,549 |Total liabilities and Owner's equity |$2,609 |$2,549 | |27. |What is the net capital spending for 2006? | |A) |$208 | |B) |$144 | |C) |-$144 | |D) |$64 | |E) |-$64 | |28. |What is the cash flow from assets for 2006? |A) |$1,307 | |B) |$2,259 | |C) |$355 | |D) |$2,503 | |E) |$111 | |29. |What is the operating cash flow for 2006? | |A) |$480 | |B) |$169 | |C) |$425 | |D) |$272 | |E) |$377 | |30. |What is the change in net working capital for 2006? |A) |$122 | |B) |$643 | |C) |$765 | |D) |-$643 | |E) |-$122 | |31. |A number of years ago you bought some land for $100,000. Today it is worth $225,000. If the land has been rising is price by | | |5% per year compounded annually, how long have you owned the land? | |A) |14. 1 years | |B) |16. years | |C) |Can't be determined with the given information | |D) |13. 8 years | |E) |12. 4 years | |FV = PV (1+tr) |[pic] | |FV = PV (1+r)t |[pic] | |[pic] |[pic] | |[pic] |[pic] |[pic] |[pic] | |[pic] |[pic] | |[pic] |[pic] | |[pic] |[pic] | |[pic] |[pic] | |[pic] |Total Dollar Return (TDR) = Dividend Income + Capital Gain (Loss) | | | | | |[pic] | |[pic] |[pic] | |[pic] |Variance of returns [pic] | |[pic] |[pic] | |[pic] |[pic] | |[pic] |[pic] | |Arbitrage Pricing Theory |PV of CCA tax shield [pic] | |[pic] | | |Current Ratio |= |Current Assets | |Total Asset |= |Sales | | | |Current Liabilities | |Turnover | |Total Assets | | | | | | | | | |Quick Ratio |= |Current Assets – Inventory | |ROA |= |Net Income | | |Current Liabilities | | | |Total Assets | | | | | | | | | |Inventory Turnover |= |COGS | |ROE |= |Net Income | | | |Inventory | | | |Total Equity | | | | | | | | | |Cash Ratio |= |Cash | |P/E Ratio |= |Price/common share | | | |Current Liabilities | | | |E PS | | | | | | | | | |Receivables |= |Sales | |Dividend Payout |= |DPS | |Turnover | |Accounts Receivable | |Ratio | |EPS | | | | | | | | | |D/E Ratio |= |Total Debt | |Dividend Payout |= |Cash Dividends | | | |Total Equity | |Ratio | |Net Income | | | | | | | | | |Total Debt Ratio |= |Total Debt | |Market to Book | |Price / Common share | | | |Total Assets | |Ratio |= |Book value of equity | | | | | | | | | | | | | | | | | |Equity multiplier |= |Total Assets | |Profit |= |Net Income | | | |Total Equity |Margin | |Sales | | | | | | | | | |Net Working |= |Net Working Capital | |Interval Measure |= |Current Assets | |Capital-Total Asset | |Total Assets | | | |Average Daily Operating Costs | | | | | | | | | |Long Term Debt |= |Long Term Debt | |Cash Coverage |= |EBIT + Depreciation | |Ratio | |Total Equity + LT Debt | |Ratio | |Interest | | | | | | | | | | | | | | | | |Days’ Sales in |= |365 Days | |Days’ Sales in |= |365 Days | |Receivables | |Receivables Turnover | |Inv entory | |Inventory Turnover | | | | | | | | | |Internal Growth |= |ROA x R | |‘Sustainable |= |ROE x R | |Rate | |1 – ROA x R | |Growth Rate | |1 – ROE x R | | | | | | | | | | | | | |‘Sustainable |= |p(S/A)(1+D/E) x R | | | | | |Growth Rate | |1 – p(S/A)(1+D/E) x R | | | | | | | | | |NWC |= |Sales | |Fixed Asset |= |Sales | |Turnover | |NWC | |Turnover | |Net Fixed Assets | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |Times Interest |= |EBIT | |CF from Assets = | | | | | |Operating CF – Cap Ex – Additions to NWC | | | | | | | | | | | |Operating CF = EBIT + Deprec – Tax | | | | | |=Sales – Costs – Taxes | | | | | |= (Sales – Costs) x (1 – Tc) + Deprec x Tc | | | | | | | | | | | |Cap Ex = End Gross FA – Beg Gross FA | | | | | |Cap Ex = End Net FA – Beg Net FA + Deprec | | | | | | | | | | |Add to NWC = End NWC – Beg NWC | | | | | | | | | | | |CF to Debtholders = Interest – Net New Debt | | | | | | | | | | | |CF to Shareholders = Divs – Net New Equity | | | | | | | | | | | |CF from Assets = CF to Debtholders + CF to | | | | | |Shareholders | |Earned | |Interest Charges | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Answer Key |2. |E | |3. |E | |4. |E | |5. B | |6. |E | |7. |D | |8. |A | |9. |A | |10. |A | |11. |A | |12. |C | |13. |A | |14. C | |15. |D | |16. |E | |17. |E | |18. |C | |19. |D | |20. |C | |21. |D | |22. D | |23. |C | |24. |C | |25. |A | |26. |D | |27. |B | |28. |C | |29. |E | |30. |E | |31. |B |

Effects of Title Ix

Title IX Title IX is a rule established in the NCAA to regulate men and women college sports. The title was passed in 1972. The reason that I am interested in this subject is because I am a college wrestler. Wrestling is one of the greatly affected sports when relating to this. The title states that men and women must have the equal opportunities to participate in sports. Over 150 wrestling programs have been dropped since the passing. This title could greatly affect my life in the next few years.The wrestling coaches here have talked about how our wrestling program here at Appalachian State could possibly be discontinued due to Title IX. The budget for the sports programs here are not even across the board. The money spent on men’s sports is greater than the amount spent on women’s. I do not think that the program is seriously in danger of being canceled, but I do know that we cannot have as many people on the team next year that we do this year. At least 7 people have to be cut before next year.I think that this Title should not be in place at all. There are many more men that want to participate in sports then women. This title takes away from the opportunities that men have to play. Most women sports do not bring in much money. The majority of money on any campus comes from the football team. Men sports bring in more money than women’s, so it would only be right to allow more men sports. I feel like my opinion on this says that I am not really for women sports.That is kind of true. The women sports that I have seen myself are never as interesting as the men sports. Girls are just as competitive sometimes but the level of competition is just not that of a guy’s event. As for our culture, this subject being controversial says that other people feel the same way that I do. This issue is one that will remain controversial for years. Many people have tried to find a solution, but this is a very complex idea. It greatly affects men and women.

Does ‘Pascal’s Wager’ Provide a Convincing Argument for Belief in God? Essay

Published in 1670 and named after French philosopher and mathematician Blaise Pascal; the philosophical theory of Pascal’s Wager reasons that to believe in God is a decision made in a time of uncertainty. The Wager also explains that whether or not God exists, we can estimate the outcome; an infinite reward or an infinite punishment. This suggests that the rational choice to live as if God exists is the better of the possible choices; yet, through reason alone, one cannot come to the knowledge of God’s existence. Many people’s beliefs may be in their own interest to hold, thinking, if we plan for the future it will pay off in the long run; or in other cases, we explain why somebody holds a belief by appealing to its causes. This being said, the idea of the Wager is deciding whether or not to believe in God and to consider the expected outcome for each of these options. I think that Pascal’s Wager is supposedly meant to provide reasons which would persuade any rational person that they should believe in God. However, I don’t think it is a valid argument, although it is convincing. The argument of Pascal’s Wager can be used for any God at all, so what happens if you pick the wrong God? Who is to say this God actually rewards belief and punishes those who do not believe? If we supposedly were to pick a god and it does exist, won’t this omniscient god know that we only believe just to be safe? Would our outcome still be an infinite reward, or would we not be rew arded for our fake belief? I don’t think we can be guaranteed any specific outcome, such as an infinite reward or infinite punishment, because if you believed in a god because you wanted to have chance on your side, then the God would know this, and would know that your belief was not real. The belief in God relies on assuming that the god described is real and has those characteristics. The argument of Pascal’s Wager begins with an assumption, and then appeals the same supposition as its conclusion. You have to believe this assumption in order to believe in God and if you do not believe the primary assumption about God already, then the argument should not convince you. Therefore, if there is no God, no afterlife, no continuation and you wasted your time maiming yourself and your kids, eating a restricted diet or giving your time to faking a belief in God, you have missed a lot in the only life you have. The only certain result of Pascal’s Wager is that one will pretend to believe, which is all one can do if they do not really believe. Yet, if there is a god, he would know that you are faking it so you would go to hell anyway. The Wager gives us an option to believe in God in times of uncertainty; suppose your dog who you love dearly lay next to you close to dying, and the vet offers to try a new drug to cure the dog, however, could not guarantee treatment. The drug has a 50-50 chance of saving your adored dog’s life. Would it be sensible to try it, even if it cost a bit of money? Supposing it was free, it would be unreasonable not to try it and reasonable to try it. This is an example understanding the Wager in a time of doubt and uncertainty; to believe in God not because your reason can prove with certainty that it is true that God exists but because your will pursues happiness, and God is your only chance of attaining happiness eternally. In my opinion, the argument of Pascal’s Wager, is not a valid argument, however, it is a convincing one. When you first hear Pascal’s Wager, it sounds good, but in fact, it depends on whether an individual chooses to believe.. Most disbelievers, such as me, question the Wager purely because we know of no persuasive evidence or reasons to believe; maybe proving the argument or showing some good evidence might convince unbelievers. To say it is in someone’s ‘best interest’ to believe in God is completely unsound, especially considering someone cannot sincerely choose to believe in something, just because it is rationally logical to do so. If you said all the right prayers and attended church on a regular basis, that still would not be the same thing as truly believing, any omnipotent, omniscient, omnibenevolent God would see straight through that. . I do not think by act of will, that you can force yourself to believe that God exists. This argument is logically invalid, but people are afraid of an infinite punishment, or the final outcome of choosing to believe in god, therefore are easily convinced by rationally unsound arguments.

Narrative Paragraph Essay

The toddler climbed laboriously up onto the stool, determined to â€Å"help† her mother. But her mother did not notice; she was far too busy with the frantic preparations for the birthday party. Ten three-year-olds and their mothers coming for an afternoon of treats, games and face painting: a herald of another party, ten years from now, when make up would be the order of the day, the child’s father had observed. As the mixer whirred and the dishwasher swished and the oven beeped its warning of impending culinary disaster, the child’s attempt to be a part of the busy-ness was more than her mother could attend to. She did not notice when the girl reached the top of the stool, nor did she see the tiny hand reach out toward the glinting beaters as they beat the pale golden batter. As she faced the oven, removing the first cookie tray, she heard the scream. Whirling, she took in the tiny hand held high, the tragic face, and the stream of scarlet mixing itself into th e cake. A kiss, a cuddle and a band-aid calmed the birthday girl; a shake of her head and a moment of revelation calmed her mother. A birthday candle in a cookie would be just fine. See more: how to start a narrative essay Paragraph Analysis Purpose: to tell a brief story Structure: no real thesis statement, as there is nothing to be proven in this paragraph, but there is an introductory sentence that establishes character, setting and situation, there are body sentences, and there is a concluding sentence that summarizes the resolution of the main conflict Language: language is relatively casual and includes a single example of the language of the three-year-old child to help establish character Features: narrative components such as plot, characters, setting, conflict and resolution are evident; use of onomatopoeia (â€Å"whirred,† â€Å"swished,† â€Å"beeped†) to mimic the distracting effects of the busy kitchen EXPOSITORY PARAGRAPH An expository paragraph explains something; its purpose is to help the reader understand. In order to ensure that the purpose is achieved, the writer of the paragraph may utilize a number of paragraph features and language techniques. One essential feature is logical organization. This may take a number of forms, including demonstrating cause and effect or following a  chronological order. Another important feature is providing support for the explanation being made. This support may consist of examples, illustrations, statistical or expert evidence, or even appropriate anecdotes. A final critical feature is clarity of language. The paragraph may make employ language devices such as metaphors or allusions to help illustrate its points, but they must be relatively straight forward and easy to follow so that no misunderstanding of the important points will occur. By employing these kinds of features and techniques, the writer of an expository paragraph will ensure that the paragraph’s meaning is clear to the reader. Paragraph Analysis Purpose: to explain some of the techniques used by the writer of an expository paragraph to achieve his or her purpose (!) Structure: The first sentence is a topic sentence; the second is the thesis statement. The body sentences list, explain and give examples of the paragraph’s features, and the concluding sentence summarizes the main point of the paragraph. Language: language is relatively formal Features: The paragraph uses a format of making a point followed by examples. There is â€Å"listing† transition (â€Å"One essential feature,† â€Å"Another important feature,† â€Å"A final critical feature†) between sentences to help the flow of the paragraph. PERSUASIVE PARAGRAPH Telephone solicitation is more than just an annoyance to those on the receiving end of the calls. In fact, telephone solicitation can be disastrous for people in all kinds of situations and, thus, must be stopped. For one thing, telephone solicitation typically occurs in the late afternoon and early evening, prime family time. This can cause chaos in two ways. One, continual interruption of shared family meal times, rare as they can be, can put a significant strain on family relationships; this is a troublesome point in light of the divorce statistics of today. Even worse, when families are embroiled in homework wars or are having trouble getting toddlers to bed, a poorly-timed telephone call may be the straw that breaks the camel’s back, moving the suffering parents to lose their cool  completely. This could result in a form of domestic violence, verbal or even physical: yet another reason for a family to break apart. Another way in which telephone solicitation can prove dangerous to people stems from its very familiarity. Because so many telephone calls come from telephone solicitors, offering everything from insurance opportunities to vinyl siding, the calls become accepted as a legitimate way to do business. This plays into the hands of criminals. The trust individuals place in the honesty of the legitimate solicitors is extended to those who are, in fact, dishonest and out to abscond with the proceeds of others’ bank accounts. Clearly, in order to save families and their hard-earned dollars, telephone solicitation should be banned. Paragraph Analysis Purpose: to convince the reader that telephone solicitation should be banned Structure: introductory sentence, thesis statement (sentence #2), body sentences which provide examples for points made, a concluding sentence which states the thesis in stronger terms Language: language is emotionally loaded at times (ex., â€Å"disastrous,† â€Å"chaos,† â€Å"embroiled in homework wars,† â€Å"domestic violence†); added words such as â€Å"Clearly† in the concluding sentence makes it difficult to argue against the point Features: strong rhetorical language; a variety of sentence lengths keep the paragraph moving; short sentences highlight and give â€Å"punch† to inflammatory statements (ex., â€Å"This plays into the hands of criminals.†); stops argument by stating that the evidence â€Å"clearly† supports the thesis LITERARY PARGRAPH Holden Caulfield, the narrator and protagonist of J.D.Salinger’s well-known novel, The Catcher in the Rye, is an unreliable narrator. This leads the reader to suspect that Holden’s story is not all that is appears, and coaxes the reader to look more deeply into the character and his situation. Very early in the novel, Holden himself casts doubt on his reliability as a narrator when he confesses to his in-story audience, a psycho-therapist, that he is â€Å"the most terrific liar you ever saw in your life. It’s awful† (Chapter 3). This self-indictment alerts the reader to the fact that everything Holden says will need to be taken with a grain of salt and that it will be important to look beyond the surface of the text. Later in the  novel, Holden relates a story about his date with a girlfriend in which she tells him to stop yelling at a club. He protests that he â€Å"wasn’t even yelling† but it is clear from his description that he probably was yelling, and that his girlfriend was trying to calm him down. This incident, and others like it, suggests that Holden is not good at monitoring his own behaviour. This again calls into question Holden’s explanations of what goes on in the novel and encourages the reader to look seriously at the words spoken by the other characters, even if they are related through Holden’s eyes. Thus, through both Holden’s explicit assessments of his own personality and the implicit meaning of the events in the story, the reader can see that Holden Caulfield is a less-than-reliable narrator whose story must be examined deeply in order to be understood. Paragraph Analysis Purpose: to interpret and explain an aspect of a literary text Structure: First two sentences work together to alert the reader to the topic and the thesis. The body sentences extend the discussion, and the conluding sentence restated the thesis. Language: language is formal and makes use of integrated quotations to add to the authority of the interpretation Features: identifies the title of the work and the author in the introductory sentence; uses literary terms (i.e., â€Å"unreliable narrator†); uses integrated quotations to support the discussion; remains focused exclusively on the text (no â€Å"real life† references)

Collegative properties Essay

A detailed explanation, one paragraph or more in your own words, of the colligative property being discussed and why that property changes the way that it does when the amount of solute is increased. A detailed description, at least one paragraph, of a real-world application of the colligative property, including an explanation of how this application of the colligative property is important or useful to those affected. The real-world example must be one that was not mentioned in the lesson. An introduction and conclusion that is appropriate for the audience and for the content of the article. At least three resources (web sites, articles, etc.) that you used to write the article. Colligative properties can be confusing, but all you really need to remember is that the more solute in a solution the lower the boiling point. The more solute in a solution, the higher the boiling point. A colligative property of a solution or solvent varies depending on the amount of solute particles in it, though it doesn’t matter the kind of solute. The more solute the more colligative property of the solvent. Also, its boiling point changes. The more solute, the higher the boiling point. Less solute causes a lower boiling point. Antifreeze lowers the freezing point of an H2o based solution.Antifreeze is commonly used for airplane wings, cooling systems, and defrosting things. Antifreeze can be used to achieve high boiling points and also lower boiling points. Antifreeze keeps things from boiling and freezing all at once. It keeps things around atmospheric temperature. The amount of solute decreases the boiling point. The pressure keeps the atmospheric temperature lower than the pressure with the solute. Antifreeze used in heating and cooling systems is a solution of water and ethylene glycol has a lower freezing point than pure water or pure ethylene glycol. Antifreeze is a good example of the colligative property, except its special because it keeps from boiling or freezing. Read more: http://www.chemistryexplained.com/Ce-Co/Colligative-Properties.html#ixzz2gOJ05F9U http://en.wikipedia.org/wiki/Antifreeze#Measuring_the_freeze_point http://library.thinkquest.org/C006669/data/Chem/colligative/antifreeze.html http://www.chemistryexplained.com/Ce-Co/Colligative-Properties.html

Challenges of Incorporate Gen Y into the Workplace Essay

Challenges of Incorporate Gen Y into the Workplace - Essay Example Despite this, it is evident that the same generation counterbalances these negative traits by working well with specific managers aiming at meeting the corporate visions and values in addition to portraying their hard work to their employer in exchange for not only immediate reward, but also recognition (Alexander & Sysko, 2013). Alexander and Sysko claim that Millenials regard technology as their â€Å"sixth sense†. Thus, it is evident that this generation must incorporate technology into every aspect of their life. It is their extensive use of the technology that distinguishes them from other generations (Alexander & Sysko, 2013). Alexander and Sysko (2013) claim that the incorporation of the Millenial employees with other generations is often associated with confrontation from the Millenial employees. The Millenial employees often have ambiguous attitudes as well as conflicting behaviors (Alexander & Sysko, 2013). Millenials also carry their unique attitude and behavior to institutions. In tandem with this assertion, Alexander and Sysko (2013) argue that many Millenials portray not only a lack of drive and motivation, but also accountability in academia. They claim that the majority of the Millenials have the mindset of just showing up. Additionally, Alexander and Sysko (2013) claim that Millenials have an alarming attitude; being there to be entertained. The most disturbing element of the Millenials, however, is their lack of concern for the accuracy as well as the validity of the sources they use in carrying out their research. In other words, Millenials often portray unoriginality in everything they do (A lexander & Sysko, 2013). It is as a result of these qualities that it becomes very hard to mix Generation Y with other generations in a working environment. The attitude and behavior portrayed by the Millenials is as a result of their mindset. According to Alexander and

Real Estate and Property Management Company report. Maxima Real Estate Essay

Real Estate and Property Management Company report. Maxima Real Estate Development Company - Essay Example However, the name was derived from the term maximum meaning that it would be a company with the ability to perform the best in the effort to elevate and facelift the states of any property to be developed. The report is objectively aimed at providing a summary and a guideline on the property expansion project in the Great Manchester Area. The report is composed of a research survey conducted within a period of 3 weeks to identify a potential opportunity that would generate income within the Great Manchester area (Harris, 2005, p. 18). Since UK is best known for sports especially football availability of vast potential in the field of sports. The best option obtained during the research study settled on a conclusive count for building an international sports academy, which would host a considerable number of sporting activities, which are not limited to athletics, triathlon, football, baseball, volleyball, tennis, rugby and hockey (Reuvid, 2009, p. 42). The decision to settle on devel oping a football academy was considered as the best option because, Maxima Real Estate Development Company is a large multinational company, with organized leadership that is capable of constructing any kind of building. Our representatives and technical teams are also richly talented in myriad areas of expertise that would influence and facilitate the construction process with minimum supervision within a given timeline (Victoria, & Louise, 2004, p. 24). Bottom of Form The company is objectively designed to collaborate with both managers and residence in order to develop properties to the satisfaction of both managers and customers. However, to enhance better outcome, the company plans to employ casual workers from the locality. This will help the local residents benefit from the construction sites, it is one of the strategies aimed at creating more jobs opportunities for the benefit of the global community in any country where the real estate development company wins a constructio n tender (Banfield, 2005, p. 33). The property strategy for a corporate organization Maxima Real Estate Development Company augmented essential acquaintance in project and property development in accordance with the corporate social responsibility (CSR). This is aimed at distinctively creating a difference from our estate development company and the other companies that trade in the same area of expertise and professionalism. This enables corporate organizations to consider and award our company construction and estate management tenders due to adequate and convincing research outcomes (Barry, & Nick, 2010, p. 63). Our objective is aimed at determining and building the best action plan that would enable the company to move forward both internally and externally. With vast expertise and professionalism, our constructors and practitioners are capable of building discreet foundations in management, which are not limited to reputation/ image management, issues management, property brand , crisis and equity management (Bradstreet, & Dun, 2011, p.40). Through developing community relational and philanthropic strategies, the company would be able to avoid the stigma in relation to real estate development business to drive profits. The organization is mandated to achieving its mission and vision through value addition to the corporation of estate development within the country franchising its continuation (Reuvid, 2009, p. 49). However, the organizational interest would no longer be at odds with common good and mutual interest as the company is objectively determined to work for government, faith based and nongovernmental organizations. Our

Supply chain management article Essay Example | Topics and Well Written Essays - 1000 words

Supply chain management article - Essay Example The article, however, argues against these approaches, arguing that they do not help in one-off, complex environments like in construction or shipbuilding (Ullrich, 2014). The main reason provided in the article is that such projects need a combination of many divergent, largely functional products configured in an innovative and unique manner. The paper selects the example of shipbuilding to argue its case. One of the main learning points is the way in which extended supply chains and individual suppliers may be managed in a more proactive manner so that they deliver better performance in the quality of the product, the time of the cycle, responsiveness or flexibility as well as the cost (Seuring, 2013). The most recognized philosophies in supply chain management are Lean Thinking and Agile thinking (Liu, 2007). Lean thinking is in most cases associated with vendor and manufacturing managed inventory namely just-in-time (JIT) and total quality management, also known as TQM. On the other hand, agile thinking involves mass customization and flexible manufacturing (Hugos, 2003). A central preoccupation decides the most appropriate instance to adopt either one of the strategies, or combine them both into one custom strategy referred to as a ‘leagile’ strategy. While the article recognizes the contribution made by several contributors to the topic, Fisher’s contribution stands out because it offers the conceptual foundation for the building of similar supply strategy models (Cantor & Macdonald, 2009). Essentially, he argues in his contribution that the firm’s nature of product offering should determine the most appropriate supply management posture. The main issue, however, is the context in which the testing of these approaches occurs, especially in Fisher’s case (Seuring, 2013). What should be considered, according to this article, is the usefulness of the models in the generation of advice for the